The London Institute of Banking & Finance exists for a very simple reason – to advance banking and finance by providing outstanding education and thinking, tailored to the needs of business, individuals, and society. London-based, it is a registered charity incorporated by Royal Charter that has been at the heart of the sector since 1879. Its qualifications enable individuals to reach their full professional potential and encourage appropriate and ethical practice. It also works to enhance the financial wellbeing of future generations through its unique personal finance qualifications and wider financial capability initiatives. They provide a balance of experience, insight and thought leadership into today’s financial world, delivered by industry leaders, thinkers and members of the financial services community.