Bachelor's degree in Finance and Accounting, in Banking and Insurance Finance

Configuration goals

If the concept of financial intermediation was confined in the mind of the student to commercial banks and financial markets, the activity of insurance companies, thanks to the insurance and investment functions that they provide, has made them an important focus in the field of financial intermediation, because they collect insurance premiums through the insurance products they provide that they offer to the public for hedging. From the personal and material dangers to which it is exposed, as it is one of the most important financial institutions that possess a significant percentage of the society’s savings, which necessitated shedding light on the activity of each of the banks and insurance in its financial aspect and developing the capabilities of its researchers, whether in terms of the products it offers or the use of funds that attract. In this context, and in light of the lack of most economic faculties at the level of Algerian universities to specialize in banking and insurance finance, the Department of Finance and Accounting, through its guarantee of training in the Bachelor of Finance in Banking and Insurance, gives students the privilege of obtaining an academic degree that the labor market is thirsty for.

This training falls within the framework of (LMD) certificates, which allows the student to obtain theoretical and applied knowledge through two poles:

Theoretical pole: aims at obtaining the scientific and technical competencies that enable him to:

Training students specialized in financial fields

Giving sufficient information related to banking and insurance, especially with regard to the technologies used in these two sectors.

-Mastering the fields related to financial and economic sciences

Controlling the fields related to finance, banking and accounting in accordance with the new financial system.

-controlling the fields related to the different applications of the financial function in banking and insurance institutions.

Controlling the methods and mechanisms used by banks in the management of credit and the optimal selection of appropriate investment projects.

The ability to have good control over financial decision-making techniques in insurance companies.

The ability to practice professions related to finance, financial expertise, and the management of banking institutions' affairs.

Gaining the ability to understand and identify the risks associated with financing operations and investing money in relation to the institution and the financial markets.

Applied side

It aims towards developing the individual abilities of the student in terms of

Meeting the needs of the economic sector in terms of human and academic qualifications in this field

Keeping abreast of the developments witnessed by the institutions economically and financially.

Developing the spirit of initiative and developing the spirit of responsibility

The ability to integrate into the work teams related to the financial institutions of banking and insurance

The ability to supervise and supervise technical work teams in the future.

The ability to integrate into a work team that studies the morale of financial decisions, whether at the level of insurance institutions or banking institutions.

Target qualifications and competencies

This training falls within the framework of the (LMD) certification system, which allows the student to obtain theoretical and applied knowledge through two main poles:

The first pole: bank finance

Mastering basic economic analysis tools related to the areas of finance and banking.

Understanding the working mechanisms of the financial and banking system

Exploring the reality of the financial and banking system at the local and international levels.

Preparing the student to practice jobs and tasks related to the field of banking and finance.

The second pole: insurance

Familiarity with insurance theory and knowledge of the insurance market

Control over the management of assets and liabilities of insurance companies Familiarity with the laws and regulations governing insurance activity in Algeria.

- Developing students' capabilities in the field of insurance products Preparing the student for more in-depth training at the master's level in majors that bridge with specialization.

Regional and national capacities for employability

joining as executives in financial institutions

- joining as executives in banking institutions

- joining as executives in the institutions of the various insurance companies

Consultants in economic studies and consulting offices

Work in various departments.

Efficiency indicators for follow-up training and methods of evaluating students

Follow-up of educational units is compulsory and students' evaluation is as follows:

A final exam at the end of each semester.

Continuous monitoring of the knowledge acquired by students (written and oral questions, presentations, personal works, field research).)

Study end note.

• The duration of the final exam is an hour and a half, and it is evaluated on the basis of twenty points.

• The final course grade is calculated as follows: Course rate = final exam (2/3) + continuous supervision rate (1/3))

There is a catch-up course for students who did not succeed in the regular course.